body {
	background: url(background.gif) repeat;
	margin: 0px;
	padding: 0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #000066;
}
#menu {
	background: #336699;
	text-align: center;
}
.nsilink  {
	font: 12px Arial, Helvetica, sans-serif;
	color: #336699;
	text-decoration: underline;
}

#menu ul {
	list-style: none;
	margin: 0px;
	padding: 5px;
	text-align: left;
}
#menu li {
	padding-bottom: 20px;
}
#menu a {
	font: bold 14px Arial, Helvetica, sans-serif;
	color: #FFFFFF;
	text-decoration: none;
	text-align: center;
}
#menu a:visited {
	font: bold 14px Arial, Helvetica, sans-serif;
	color: #FFFFFF;
	text-decoration: none;
	text-align: center;
}
#menu a:hover {
	font: bold 14px Arial, Helvetica, sans-serif;
	color: #FFEF00;
	text-decoration: none;
	text-align: center;
}
.footer {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #336699;
}
.header {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 24px;
	color: #336699;
}
.toptext {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	line-height: 2px;
	color: #336699;
}
td {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
}
.headings {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 24px;
	color: #66CCCC;
}.boldred {
	font-weight: bold;
	color: #990000;
}
.italics {
	font-style: italic;
}
.smheading {
	font-size: 14px;
	color: #66CCCC;
}
.highlight {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #990000;
	background-color: #FFFFCC;
}
.disclaimer {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: italic;
	font-weight: normal;
	background-color: #666666;
	color: #FFFFFF;
}
.border {
	border: thin solid #000000;
}